RV Insurance in Mississippi and Tennessee

Most vehicle owners tend to think auto and RV insurance is the same thing. Although they have some similarities, as they both cover vehicles, they are different insurance policies. Auto insurance covers your car against accidents and damages. RV insurance, on the other hand, protects against any risks that may occur to your mobile home, trailer, attached accessories, and persons on board. Some RV owners realize their auto insurance does not cover their RV vehicles when it is too late. Consequently, they incur losses as they are forced to cater for the costs of damages incurred.

Mississippi and Tennessee state law requires all RV vehicles to have insurance coverage if they are driven on the state’s highways. The only exception to this law is if you choose to tow your RV vehicle instead of driving it.

Insurance Coverage

There are various policies under RV insurance that cover different aspects. At Storey Insurance in Senatobia, MS, we take you step by step through the process of identifying the most suitable RV insurance coverage for your specific needs. There are a few factors that determine the best policy to purchase. These are:

• Size of your RV vehicle
• The capacity of the vehicle
• Frequency of usage
• Driving history
• Distance covered

Depending on the above factors, and a few others, the insurance experts at Storey Insurance can recommend the best policy to cover your RV vehicle adequately. It can also qualify you for some discounts and have a bearing on the overall cost of the insurance policy.

Minimum Requirements

The state of Mississippi and Tennessee has clearly outlined minimum insurance requirements for RV vehicles of different classes. These standards ensure that in the event of an accident, the people involved, their vehicles, and personal property can be adequately compensated by RV Insurance coverage.

Therefore, to be a law-abiding citizen, contact our office in Senatobia, MS today, and get a free quote on RV insurance from the experts.