Renters Insurance in Mississippi and Tennessee

Recent studies by bank rate financial security index surveys have shown that 39% of Americans have enough savings to help them bounce back after a disaster. The main objective of renters insurance is to cover your personal possessions in case you lose them through an accident. In Mississippi and Tennessee, landlords may require a tenant to have a renters insurance policy. When you move to a new apartment, renters insurance should be given priority. A homeowner’s insurance policy covers most landlords, but it does not include the tenant. Renters insurance bridges the gap left by a homeowner’s policy, which only caters to damages to the building.

Types of Renters Insurance

Renters insurance is divided into two main categories;

• Actual cash value — This coverage replaces your possessions while taking into consideration the exact value of your items, depending on age and use.
• Replacement Cost — Replaces your lost possessions without taking into account depreciation and other factors.

In order to make an informed decision and get the best coverage, experts at Storey Insurance located in Senatobia, MS are always ready to assist. We have vast experience in the insurance industry, and our mission is to ensure your possessions are covered under a great policy. We simplify the process at your convenience.

Best Coverage Options

The various renters' insurance policies cover a wide range of accidents. With the help of experienced consultants at Storey Insurance in Senatobia, MS, an evaluation of where you live and general information will help us assess the most likely risks bound to occur. This, in turn, will assist us in providing the right renters' insurance for you without leaving out any possibilities.

If you are planning on moving to a new apartment in Tennessee or Mississippi or would like to update an existing policy, visit us today or call us. Allow us to ensure your possessions and any other risks that may negatively affect your tenancy.