Dealing with a theft or burglary at home in the Senatobia, MS, region can be overwhelming. Fortunately, home insurance can help cover the loss of stolen belongings and damage to your property.

Evaluate the Damage and Loss

Once you discover a theft or burglary, prioritize the safety of everyone in your home. After ensuring everyone is safe, assess the damage by documenting everything thoroughly. Take clear photographs and videos. Include descriptions, estimated values, and identifying details supporting your claim.

Report to Law Enforcement

Provide the authorities with all relevant details, including the items stolen and any damage to your property, by filling out a police report. Keep a copy of the police report for your records and submission to your insurance provider.

Notify Your Insurance Company

Inform your home insurance provider as soon as possible after the incident. Submit all relevant documentation, including the police report, photos, videos, and your stolen item inventory. Be ready to provide detailed information about the incident, the losses incurred, and the value of the stolen items.

Cooperate with the Claims Adjuster

A claims adjuster will handle your case. The adjuster will evaluate your documentation, assess the damage, and verify your losses. Fully cooperate with the adjuster, providing any additional information they may need. Their assessment will determine the amount of compensation you receive.

Settling the Claim

After the adjuster’s evaluation, your insurance company will process the claim and present an offer. Negotiate or submit additional evidence to support your case. Once a settlement is agreed upon, the insurer will issue payment, helping you recover from the incident and replace stolen items.

Storey Insurance Is The Go-To Insurance Company

Storey Insurance offers our expertise regarding your insurance needs. We serve the surrounding areas of Senatobia, MS. Call today.