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In most states in the US, drivers are required to carry minimum state liability insurance coverage to protect themselves and others on the road. Mississippi adheres to this rule as well. Local drivers here must carry liability insurance or comprehensive auto insurance to cover expenses related to non-fault and at-fault car accidents.
Drivers caught on the roads without adequate insurance risk hefty fines and even jail time, depending on the severity and frequency of their insurance violations.
Contact the professionals at Storey Insurance to better understand your insurance options in Senatobia, MS.
Senatobia, MS Auto Insurance Options
Auto insurance options in Senatobia range from basic, liability-only insurance policies to comprehensive coverage policies that cover an array of common and uncommon perils.
Driving an automobile in Senatobia, MS, without auto insurance is not an option.
What Are the Minimum Insurance Requirements for MS Drivers?
The minimum insurance requirements include liability insurance. This coverage protects other drivers in the event of an accident where you’re at fault. Liability-only policies shield drivers from having to pay out-of-pocket costs for medical claims, personal injury claims, and other legal liability claims that may result from an accident.
Comprehensive Insurance Coverage Offers a Total Solution
Comprehensive insurance is a nice fit for local drivers looking for broader auto insurance coverage that also applies to them and their passengers and covers repair or replacement of their current vehicle. Comprehensive insurance covers various accident-related perils and non-accident-related perils like natural disasters, theft, and vandalism, which can help policyholders reduce out-of-pocket costs.
For a more personalized approach, discuss with a licensed insurance agent at Storey Insurance in Senatobia to understand your best insurance coverage options and get a customized auto insurance quote today!