Are you looking to buy home insurance from Storey Insurance for your Senatobia, MS house but aren’t sure how to balance your needs? Well, we’re here to help you better understand what’s available and to provide a unique and insightful look into your home insurance protection.

Know Your Options

When picking an insurance policy that makes sense for your needs, consider these types and add as many as you can afford:

• Dwelling Protection: Coverage A typically covers your main structure and attached items, such as garages or carports.
• Other Structures Support: This policy type (Coverage B) covers detached buildings on your property, including sheds and garages.
• Personal Property: Coverage C will protect you from personal property loss, including your furniture, clothing, and electronic items.
• Loss of Use: When you get Coverage D, you protect yourself if you have to leave a home during repairs, including payments for lodging. 
• Liability: No home insurance should be without Coverage E, as it helps to pay for lawsuits caused by injuries to other people in your home. 
• Medical Payments: Adding Coverage F lets you pay for medical expenses for people visiting: it differs from liability because that type protects you from lawsuits.

Calculate Important Rebuilding Factors

Your policy also needs to consider rebuilding costs that might impact you, including your home’s:

• Total square footage
• Style and architecture
• Rooms and bathrooms 
• Material types
• Roof style and materials 
• Trim, fireplaces, and other features 
• Customized additions to the facility 
• Costs of local builders and materials

We’re Here to Help 

With the help of our team at Storey Insurance, you can find home insurance policies that make sense for your Senatobia, MS home. Please don’t hesitate to contact us if you’re interested in this process, and we’ll ensure you get the support you need to keep your home safe.