As a small business owner in Senatobia, MS, insurance should come first. There is a whole wide world of commercial insurance out there for you to consider that helps protect your young business from various risks associated with day-to-day business operations. Storey Insurance recommends doing thorough research to ensure you buy only what you need.  Here are several types to consider.

General liability insurance

Every business needs general liability insurance. This policy protects your business claims of property damage or bodily injury liability. It also helps cover slander and libel claims. For instance,  if one of your customers slipped and fell while shopping at your store, the policy can help pay for their medical bills in case they’re injured.

Business interruption insurance

Disasters such as major storms can cause a wide range of problems that directly or indirectly affect small businesses. For instance, lack of internet or electricity due to a storm can cause business interruption, leading to massive loss of income. However, if you have business interruption insurance, your business will run as usual as the policy will take care of most damage.

Property insurance

If your business has a physical location, you will need to buy property insurance to protect the building and the contents. It also goes ahead to pay income lost in the event of a disaster that interrupted your business operations. Covered incidents include fire, theft, and storms, depending on your policy choice and limits.

Workers compensation insurance

Workers compensation is a mandatory policy for all businesses with employees. It doesn’t matter whether you own a small business or a large company. This policy pays for medical bills and lost income when an employee gets injured while at work.  

Need to buy any business insurance policy in Senatobia, MS?  Storey Insurance is here to help take you through the process of purchasing the policy you need based on your needs and budget. Call us today.